Vivid Fixed Deposit
Digital Fixed Deposit platform with higher interest rates gives you the convenience of anytime, anywhere investment.
Features and Benefits
Online and mobile banking enables you to place your funds remotely. Automatic crediting to your Vivid savings account also means you don't have to rush down to our Customer Centres when your Fixed Deposits mature.
Attractive Interest Rates
Grow your money with higher fixed-term returns
Protection From Online Scams
No online withdrawal
Maturity Payout Made Easy
Upon maturity, the principal amount and interest earned will be credited to your Vivid Savings Account.
Direct Transfers
Placement made easy by direct transfer from your Vivid Savings Account
Apply Anytime, Anywhere
Save time with our online application. Quick, secure and accessible anytime.
Minimum Deposit
$50,000
Interest rates
Tier/Tenure
Interest rate (% p.a.)
3 Months
1.20%8 Months
1.18%Interest rates effective from 19 December 2025
Interest rates quoted are subject to change at any time without prior notice. Terms and conditions apply.
Eligibility
Who can apply?
- Singaporeans or Permanent Residents
- An active Vivid Savings Account holder
- Minimum age: 16 years old
What documents will I need?
- Singpass Account
- Your mobile number and email address must be updated in your Singpass account.
Fees & charges
Statement of Account
Free for current & immediate past year
Statement of Account (past years)
$50.00 flat fee
Confirmation on Estate Account
$50.00 per account (capped at $200.00)
Others
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.
Please refer to SFL List Of Insured Deposits for a list of SFL accounts that are covered under the Scheme.
Please refer to for more information and to download