Blue Sky Adult Savers
Grow your savings with an account that helps you earn interest while you work towards your goals - whether it's buying a home, taking a holiday, building an emergency fund or planning for retirement.
Enquire nowFeatures and Benefits
No fees to open, a low minimum deposit of $10 and no fall-below charges.
Attractive Interest Rates
Watch your money grow with competitive rates.
Low minimum deposit
Initial deposit: $10.00
No fall-below fee
Stay worry-free with no fall-below fee on your savings.
Passbook Savings Account
Enjoy peace of mind with a clear record of all your transactions.
SFL LockFunds
Protection against scams with LockFunds.
Easy Deposit
Simple ways to deposit: at our Customer Centres or via PayNow.
Interest rates
Enquire nowDeposit balance
Interest rate
Tier 1: $10 - $50,000
0.60% p.a.Tier 2: $50,000.01 and above
1.08% p.a.Interest rates effective from 1 October 2025
Interest rates quoted are subject to change at any time without prior notice. Terms and conditions apply.
Eligibility
Who can apply?
Singaporeans, Permanent Residents, or foreigners
Minimum age: 15 years old
What documents will I need?
For Singaporeans and Permanent Residents:
- NRIC
For Foreigners:
- Passport and a valid pass1 for foreigners
- Proof of mailing address2
1 Valid pass such as S-Pass, Employment Pass, Work Permit with minimum 6 months validity.
2 Include any one of the following documents: telco or utilities bill, bank statement from another bank in Singapore within last 3 months.
Fees & charges
Cash deposit charge
Free for the first $25,000.00, additional $5.00 chargeable on every subsequent $5,000.00 or part thereof on amount above $25,000.00.
Coin deposit charge
Free for the first 25 coins. $2.00 chargeable on every subsequent 100 coins or part thereof.
Early account closure fee
$15.00
(If account is closed within 6 months of opening)
Replacing a lost passbook
$10.00 per passbook
Statement of Account
Free for current & immediate past year
Statement of Account (past years)
$50.00 flat fee
Confirmation on Estate Account
$50.00 per account (capped at $200.00)
Others
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.
Please refer to SFL List Of Insured Deposits for a list of SFL accounts that are covered under the Scheme.
Please refer to for more information and to download
Let’s Achieve More Together
Locate us
Prefer to speak with someone face to face? Visit us at any of our locations.
Locate a Customer Centre