Savings Account
BENEFITS
No fall-below fee
No income statement required
Online application
Tap & Go Retail Shopping
Safer Online Shopping with dynamic CVC
Keep track of your transactions via Vivid e‑Wallet app
Fraud prevention & loss protection
FEES & CHARGES
Please refer to the Fees & Charges Guide for the list of fees & charges.


DEPOSIT INSURANCE SCHEME
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000.00 in aggregate per depositor per Scheme member by law.

For a complete listing of the insured deposit, please click here



How does the interest work?

Eg: You maintain your savings with no withdrawals daily between October - December

Illustration 1

For daily balance more than $9,999
My Daily Balance Interest Rate My Interest Earned My Account Balance on the Last Day of the Month
October (based on 31 days) $9,999 1.05% P.A $8.92 $10,007.92
November (based on 30 days) $10,007.92 1.30% P.A $10.69 $10,018.61
December (based on 31 days) $10,018.61 1.30% P.A $11.06 $10,029.67

Illustration 2

For daily balance more than $19,999
My Daily Balance Interest Rate My Interest Earned My Account Balance on the Last Day of the Month
October (based on 31 days) $19,999 1.30% P.A $22.08 $20,021.08
November (based on 30 days) $20,021.08 *0.25% P.A $4.11 $20,025.20
December (based on 31 days) $20,025.20 *0.25% P.A $4.25 $20,029.45

* The entire Vivid Account balance is calculated at 0.25% (P.A) as it exceeds $20,000 after the credit of interest.
These calculations are for illustrative purposes only and are not representations, warranties or assurances of the actual interest credited.

Other Information